When considering bankruptcy, a lot of people worry about the effect bankruptcy will have on their credit.  The truth is though, that by the time most people seriously consider bankruptcy, their credit is already ruined.

Bankruptcy can take the debt-shackles off of you and allow you to get a fresh start.  A bankruptcy can help you stop the foreclosure of your home, repossession of your car, wage garnishment, and other creditor actions.  You can keep your home and car.  Also, over time, you will have the chance to rebuild your credit too.  For many people this period of time can be far less than with other non-bankruptcy options.

Ask yourself this question: If you continue to pay your bills as you have been each month, will your financial situation improve over the next 5 years?  Or, will you still be captive to your debts in 2, 3, 5 or even 10 years down the road?  If this is the case, then call attorney Richard Komisars to set up your free consultation at (619) 888-8272.

Filing for bankruptcy is more affordable than you may realize.  Your case can get started with little to no money down, and his fees are far more reasonable than at most other law firms.